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A TD Personal Loan is a flexible borrowing solution that you can use to borrow money for a specific goal such as financing a renovation project, making a big purchase or consolidating your higher interest debts. Loans are available with fixed or variable interest rates and come with flexible repayment options to help you budget.

Estimate what you owe today on your loans, credit cards and lines of credit with the TD Debt consolidation calculator. Then, find out when you could be debt free.

Debt consolidation is a way to pay off multiple unpaid balances by combining them into one lower-interest loan or line of credit for faster repayment. Consolidating multiple debts can help you:. Pay off high-interest debts faster with a lower-interest CIBC Home Power Plan.. Buying a Car

personal line of credit vs car loan – canadianmoneyforum.com – Just when the world was starting to make sense, my wife wants a newer vehicle. I asked her to get pre-approved for a car loan at the bank. She call the bank and got the following rates, her line of credit rate is 5.75% a year but a car loan will be from 6% to 12% per year. Now why would the auto loan, which will be backed by a vehicle, be a higher interest rate than a personal line of credit.

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